First Central Bank Mccook is a bank based in Mccook, Nebraska, established in 1999, with $125 million in total assets across 2 branches. By Trust Grade it ranks 101st of 139 banks we track in Nebraska. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against First Central Bank Mccook appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Central Bank Mccook compares to Nebraska peers
How we graded First Central Bank Mccook
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Central Bank Mccook over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 302 Center Ave, Curtis, NE 69025
- 904 N Highway 83, Mccook, NE 69001
Are deposits at First Central Bank Mccook insured?
Yes. First Central Bank Mccook is an FDIC-insured bank (FDIC certificate #34995). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Central Bank Mccook: frequently asked questions
Is First Central Bank Mccook a good bank?
First Central Bank Mccook earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.61%).
Is First Central Bank Mccook FDIC-insured?
Yes. First Central Bank Mccook is a FDIC-insured bank (FDIC certificate #34995). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Central Bank Mccook?
First Central Bank Mccook holds $125 million in total assets, ranking 101st of 139 banks we track in Nebraska. It operates 2 branches.
Does First Central Bank Mccook have CFPB complaints?
No CFPB complaints against First Central Bank Mccook appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
