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American Interstate Bank

Elkhorn, NE · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Interstate Bank is a bank based in Elkhorn, Nebraska, established in 1915, with $128 million in total assets across 3 branches. By Trust Grade it ranks 19th of 139 banks we track in Nebraska. Its capital ratio of 19.8% is stronger than 97% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 3.44% return on assets. No consumer complaints against American Interstate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$127.8M
$100M–1B institution
Deposits
$102.4M
Branches
3
Capital ratio
19.8%
Top 3% of $100M–1B peers · Nebraska median 10.8%
Return on assets
3.4%
Top 1% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#19
of 139 banks

How American Interstate Bank compares to Nebraska peers

Capital ratio
Top 3% of $100M–1B peers
American Interstate
19.8%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
American Interstate
3.4%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded American Interstate Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.8% capital ratio)
  • Strongly profitable (ROA 3.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Interstate Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 3331 N 204th St, Elkhorn, NE 68022
  • 15909 W Maple Rd, Omaha, NE 68116
  • 3331 N 204th St, Elkhorn, NE 68022

Are deposits at American Interstate Bank insured?

Yes. American Interstate Bank is an FDIC-insured bank (FDIC certificate #1439). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Interstate Bank: frequently asked questions

Is American Interstate Bank a good bank?

American Interstate Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Strongly profitable (ROA 3.44%).

Is American Interstate Bank FDIC-insured?

Yes. American Interstate Bank is a FDIC-insured bank (FDIC certificate #1439). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Interstate Bank?

American Interstate Bank holds $128 million in total assets, ranking 19th of 139 banks we track in Nebraska. It operates 3 branches.

Does American Interstate Bank have CFPB complaints?

No CFPB complaints against American Interstate Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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