First Bank And Trust Of Fullerton is a bank based in Fullerton, Nebraska, established in 1881, with $107 million in total assets across 2 branches. By Trust Grade it ranks 75th of 139 banks we track in Nebraska. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against First Bank And Trust Of Fullerton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank And Trust Of Fullerton compares to Nebraska peers
How we graded First Bank And Trust Of Fullerton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank And Trust Of Fullerton over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 230 Broadway St, Fullerton, NE 68638
- 205 Beaver St, Saint Edward, NE 68660
Are deposits at First Bank And Trust Of Fullerton insured?
Yes. First Bank And Trust Of Fullerton is an FDIC-insured bank (FDIC certificate #5405). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank And Trust Of Fullerton: frequently asked questions
Is First Bank And Trust Of Fullerton a good bank?
First Bank And Trust Of Fullerton earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.89%).
Is First Bank And Trust Of Fullerton FDIC-insured?
Yes. First Bank And Trust Of Fullerton is a FDIC-insured bank (FDIC certificate #5405). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank And Trust Of Fullerton?
First Bank And Trust Of Fullerton holds $107 million in total assets, ranking 75th of 139 banks we track in Nebraska. It operates 2 branches.
Does First Bank And Trust Of Fullerton have CFPB complaints?
No CFPB complaints against First Bank And Trust Of Fullerton appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
