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First Bank And Trust Company

Minden, NE · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

First Bank And Trust Company is a bank based in Minden, Nebraska, established in 1883, with $92 million in total assets across 1 branch. By Trust Grade it ranks 87th of 139 banks we track in Nebraska. Its capital ratio of 9.6% trails most similarly sized banks (27th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against First Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.4M
<$100M institution
Deposits
$68.6M
Branches
1
Capital ratio
9.6%
Bottom 27% of <$100M peers · Nebraska median 10.8%
Return on assets
1.0%
Top 48% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#87
of 139 banks

How First Bank And Trust Company compares to Nebraska peers

Capital ratio
Bottom 27% of <$100M peers
First Bank
9.6%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
First Bank
1.0%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 315 E 4th St, Minden, NE 68959

Are deposits at First Bank And Trust Company insured?

Yes. First Bank And Trust Company is an FDIC-insured bank (FDIC certificate #5438). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank And Trust Company: frequently asked questions

Is First Bank And Trust Company a good bank?

First Bank And Trust Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.96%).

Is First Bank And Trust Company FDIC-insured?

Yes. First Bank And Trust Company is a FDIC-insured bank (FDIC certificate #5438). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank And Trust Company?

First Bank And Trust Company holds $92 million in total assets, ranking 87th of 139 banks we track in Nebraska. It operates 1 branch.

Does First Bank And Trust Company have CFPB complaints?

No CFPB complaints against First Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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