Cedar Rapids State Bank is a bank based in Cedar Rapids, Nebraska, established in 1936, with $173 million in total assets across 3 branches. By Trust Grade it ranks 82nd of 139 banks we track in Nebraska. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Cedar Rapids State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cedar Rapids State Bank compares to Nebraska peers
How we graded Cedar Rapids State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cedar Rapids State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 213 W Main St, Cedar Rapids, NE 68627
- 161 N Elm St, Spalding, NE 68665
- 113 S Front St, Petersburg, NE 68652
Are deposits at Cedar Rapids State Bank insured?
Yes. Cedar Rapids State Bank is an FDIC-insured bank (FDIC certificate #18820). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cedar Rapids State Bank: frequently asked questions
Is Cedar Rapids State Bank a good bank?
Cedar Rapids State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.30%).
Is Cedar Rapids State Bank FDIC-insured?
Yes. Cedar Rapids State Bank is a FDIC-insured bank (FDIC certificate #18820). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cedar Rapids State Bank?
Cedar Rapids State Bank holds $173 million in total assets, ranking 82nd of 139 banks we track in Nebraska. It operates 3 branches.
Does Cedar Rapids State Bank have CFPB complaints?
No CFPB complaints against Cedar Rapids State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
