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Nebraska State Bank And Trust Company

Broken Bow, NE · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Nebraska State Bank And Trust Company is a bank based in Broken Bow, Nebraska, established in 1917, with $281 million in total assets across 4 branches. By Trust Grade it ranks 61st of 139 banks we track in Nebraska. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against Nebraska State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$280.6M
$100M–1B institution
Deposits
$231.8M
Branches
4
Capital ratio
12.0%
Top 27% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.7%
Top 22% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#61
of 139 banks

How Nebraska State Bank And Trust Company compares to Nebraska peers

Capital ratio
Top 27% of $100M–1B peers
Nebraska State
12.0%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Nebraska State
1.7%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Nebraska State Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nebraska State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • Center Avenue And Highway 92, Merna, NE 68856
  • 108 N Grand Ave, Callaway, NE 68825
  • 538 E South E St, Broken Bow, NE 68822
  • 945 S D St, Broken Bow, NE 68822

Are deposits at Nebraska State Bank And Trust Company insured?

Yes. Nebraska State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #8322). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nebraska State Bank And Trust Company: frequently asked questions

Is Nebraska State Bank And Trust Company a good bank?

Nebraska State Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.71%).

Is Nebraska State Bank And Trust Company FDIC-insured?

Yes. Nebraska State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #8322). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Nebraska State Bank And Trust Company?

Nebraska State Bank And Trust Company holds $281 million in total assets, ranking 61st of 139 banks we track in Nebraska. It operates 4 branches.

Does Nebraska State Bank And Trust Company have CFPB complaints?

No CFPB complaints against Nebraska State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Commercial State Bank
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Auburn State Bank
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State Nebraska Bank & Trust
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Security Bank
bank · Laurel, NE · $316M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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