State Nebraska Bank & Trust is a bank based in Wayne, Nebraska, established in 1892, with $249 million in total assets across 2 branches. By Trust Grade it ranks 88th of 139 banks we track in Nebraska. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against State Nebraska Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Nebraska Bank & Trust compares to Nebraska peers
How we graded State Nebraska Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Nebraska Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1010 Main St, Wayne, NE 68787
- 122 Main St, Wayne, NE 68787
Are deposits at State Nebraska Bank & Trust insured?
Yes. State Nebraska Bank & Trust is an FDIC-insured bank (FDIC certificate #5490). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Nebraska Bank & Trust: frequently asked questions
Is State Nebraska Bank & Trust a good bank?
State Nebraska Bank & Trust earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.28%).
Is State Nebraska Bank & Trust FDIC-insured?
Yes. State Nebraska Bank & Trust is a FDIC-insured bank (FDIC certificate #5490). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Nebraska Bank & Trust?
State Nebraska Bank & Trust holds $249 million in total assets, ranking 88th of 139 banks we track in Nebraska. It operates 2 branches.
Does State Nebraska Bank & Trust have CFPB complaints?
No CFPB complaints against State Nebraska Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
