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Opportunity Bank Of Montana

Helena, MT · Est. 1922 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Opportunity Bank Of Montana is a bank based in Helena, Montana, established in 1922, with $2.1 billion in total assets across 30 branches. By Trust Grade it ranks 21st of 36 banks we track in Montana. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Opportunity Bank Of Montana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Deposits
$1.8B
Branches
30
Capital ratio
11.7%
Top 26% of $1B–10B peers · Montana median 10%
Return on assets
0.9%
Bottom 25% of $1B–10B peers · Montana median 1.36%
Rank in Montana
#21
of 36 banks

How Opportunity Bank Of Montana compares to Montana peers

Capital ratio
Top 26% of $1B–10B peers
Opportunity Bank
11.7%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $1B–10B peers
Opportunity Bank
0.9%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Opportunity Bank Of Montana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Opportunity Bank Of Montana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (30)

  • 101 Main St W, Dutton, MT 59433
  • 423 Broadway Ave, Denton, MT 59430
  • 300 Main St, Ashland, MT 59003
  • 540 2nd Ave S, Glasgow, MT 59230
  • 203 Mountana St, Hinsdale, MT 59241
  • 107 S Main St, Twin Bridges, MT 59754
  • 101 Mcleod St, Big Timber, MT 59011
  • 711 S 1st St, Hamilton, MT 59840
  • 111 3rd Ave S, Wolf Point, MT 59201
  • 205 Broadway Ave, Culbertson, MT 59218
  • 28 Neill Ave, Helena, MT 59601
  • 3401 Harrison Ave, Butte, MT 59701
  • 120 S Montana St, Three Forks, MT 59752
  • 123 S Main St, Livingston, MT 59047
  • 1400 Prospect Ave, Helena, MT 59601
  • 2090 Cromwell Dixon Ln, Helena, MT 59602
  • 1455 W Oak St, Bozeman, MT 59715
  • 27 1st St Nw, Choteau, MT 59422
  • 501 River Dr S, Great Falls, MT 59405
  • 7517 Roughsawn Dr, Helena, MT 59602
  • 1005 N 27th St, Billings, MT 59101
  • 4150 Valley Commons Dr, Bozeman, MT 59718
  • 1821 South Ave W, Missoula, MT 59801
  • 205 Main St, Winifred, MT 59489
  • 1112 Shiloh Crossing Blvd, Billings, MT 59102
  • 1639 Main St, Billings, MT 59105
  • 2215 W Broadway, Missoula, MT 59808
  • 109 Main St, Froid, MT 59226
  • 103 N Main St, Sheridan, MT 59749
  • 400 Broadway St, Townsend, MT 59644

Are deposits at Opportunity Bank Of Montana insured?

Yes. Opportunity Bank Of Montana is an FDIC-insured bank (FDIC certificate #30182). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Opportunity Bank Of Montana: frequently asked questions

Is Opportunity Bank Of Montana a good bank?

Opportunity Bank Of Montana earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.88%).

Is Opportunity Bank Of Montana FDIC-insured?

Yes. Opportunity Bank Of Montana is a FDIC-insured bank (FDIC certificate #30182). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Opportunity Bank Of Montana?

Opportunity Bank Of Montana holds $2.1 billion in total assets, ranking 21st of 36 banks we track in Montana. It operates 30 branches.

Does Opportunity Bank Of Montana have CFPB complaints?

No CFPB complaints against Opportunity Bank Of Montana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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