American Bank is a bank based in Bozeman, Montana, established in 1970, with $608 million in total assets across 6 branches. By Trust Grade it ranks 22nd of 36 banks we track in Montana. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Bank compares to Montana peers
How we graded American Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 120 N 2nd St, Livingston, MT 59047
- 1632 W Main St, Bozeman, MT 59715
- 313 W 1st Ave, Big Timber, MT 59011
- 78 Meadow Village Dr, Big Sky, MT 59716
- 501 E Main St, Bozeman, MT 59715
- 140 Baker Ave, Whitefish, MT 59937
Are deposits at American Bank insured?
Yes. American Bank is an FDIC-insured bank (FDIC certificate #20311). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Bank: frequently asked questions
Is American Bank a good bank?
American Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.37%).
Is American Bank FDIC-insured?
Yes. American Bank is a FDIC-insured bank (FDIC certificate #20311). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Bank?
American Bank holds $608 million in total assets, ranking 22nd of 36 banks we track in Montana. It operates 6 branches.
Does American Bank have CFPB complaints?
No CFPB complaints against American Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
