Pioneer State Bank is a bank based in Deer Lodge, Montana, established in 1912, with $122 million in total assets across 2 branches. By Trust Grade it ranks 36th of 36 banks we track in Montana. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a Montana median of 10%. It posted a loss over the most recent period (-0.76% return on assets), a point to watch. No consumer complaints against Pioneer State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pioneer State Bank compares to Montana peers
How we graded Pioneer State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Unprofitable over the period (ROA -0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pioneer State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 32 N Washington St, Dillon, MT 59725
- 202 N Main St, Deer Lodge, MT 59722
Are deposits at Pioneer State Bank insured?
Yes. Pioneer State Bank is an FDIC-insured bank (FDIC certificate #29517). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pioneer State Bank: frequently asked questions
Is Pioneer State Bank a good bank?
Pioneer State Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Unprofitable over the period (ROA -0.76%).
Is Pioneer State Bank FDIC-insured?
Yes. Pioneer State Bank is a FDIC-insured bank (FDIC certificate #29517). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pioneer State Bank?
Pioneer State Bank holds $122 million in total assets, ranking 36th of 36 banks we track in Montana. It operates 2 branches.
Does Pioneer State Bank have CFPB complaints?
No CFPB complaints against Pioneer State Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
