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Belt Valley Bank

Belt, MT · Est. 1936 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Belt Valley Bank is a bank based in Belt, Montana, established in 1936, with $90 million in total assets across 1 branch. By Trust Grade it ranks 4th of 36 banks we track in Montana. Its capital ratio of 14.2% is stronger than 68% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Belt Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$90.2M
<$100M institution
Deposits
$75.2M
Branches
1
Capital ratio
14.2%
Top 32% of <$100M peers · Montana median 10%
Return on assets
1.8%
Top 13% of <$100M peers · Montana median 1.36%
Rank in Montana
#4
of 36 banks

How Belt Valley Bank compares to Montana peers

Capital ratio
Top 32% of <$100M peers
Belt Valley
14.2%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Belt Valley
1.8%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Belt Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.2% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Belt Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 111 Castner St, Belt, MT 59412

Are deposits at Belt Valley Bank insured?

Yes. Belt Valley Bank is an FDIC-insured bank (FDIC certificate #15362). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Belt Valley Bank: frequently asked questions

Is Belt Valley Bank a good bank?

Belt Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 1.83%).

Is Belt Valley Bank FDIC-insured?

Yes. Belt Valley Bank is a FDIC-insured bank (FDIC certificate #15362). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Belt Valley Bank?

Belt Valley Bank holds $90 million in total assets, ranking 4th of 36 banks we track in Montana. It operates 1 branch.

Does Belt Valley Bank have CFPB complaints?

No CFPB complaints against Belt Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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