Putnam County State Bank is a bank based in Unionville, Missouri, established in 1979, with $316 million in total assets across 2 branches. By Trust Grade it ranks 52nd of 195 banks we track in Missouri. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Putnam County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Putnam County State Bank compares to Missouri peers
How we graded Putnam County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Putnam County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1522 Main St, Unionville, MO 63565
- 420 N Pearl St, Milan, MO 63556
Are deposits at Putnam County State Bank insured?
Yes. Putnam County State Bank is an FDIC-insured bank (FDIC certificate #22895). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Putnam County State Bank: frequently asked questions
Is Putnam County State Bank a good bank?
Putnam County State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.61%).
Is Putnam County State Bank FDIC-insured?
Yes. Putnam County State Bank is a FDIC-insured bank (FDIC certificate #22895). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Putnam County State Bank?
Putnam County State Bank holds $316 million in total assets, ranking 52nd of 195 banks we track in Missouri. It operates 2 branches.
Does Putnam County State Bank have CFPB complaints?
No CFPB complaints against Putnam County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
