Umb Bank, National Association is a bank based in Kansas City, Missouri, established in 1902, with $72.3 billion in total assets across 210 branches. By Trust Grade it ranks 76th of 195 banks we track in Missouri. Its capital ratio of 10.6% trails most similarly sized banks (34th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Umb Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Umb Bank, National Association compares to Missouri peers
How we graded Umb Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Umb Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (210)
- 12210 S 71 Hwy, Grandview, MO 64030
- 1635 E Colfax Ave, Denver, CO 80218
- 10101 Woodland Dr, Lenexa, KS 66220
- 529 Humboldt St, Manhattan, KS 66502
- 507 N Main St, Russell, KS 67665
- 324 S National Ave, Fort Scott, KS 66701
- 12075 E 45th Ave, Denver, CO 80239
- 201 Main St, Clayton, NM 88415
- 1670 Broadway, Denver, CO 80202
- 3500 S Oneida Way, Denver, CO 80224
- 730 Citadel Dr E, Colorado Springs, CO 80909
- 2 S Broadway, Saint Louis, MO 63102
- 709 Pile St, Clovis, NM 88101
- 300 Dix Rd, Jefferson City, MO 65109
- 5371 State Highway 49 N, Mariposa, CA 95338
- 1475 Central Ave, Los Alamos, NM 87544
- 15301 W 87th Street Pkwy, Lenexa, KS 66219
- 13731 E Mississippi Ave, Aurora, CO 80012
- 7655 W Thunderbird Rd, Peoria, AZ 85381
- 2225 Hickory St, Colorado City, TX 79512
- 5636 N Pennsylvania Ave, Oklahoma City, OK 73112
- 1224 N Hobart St, Pampa, TX 79065
- 320 Commercial St, Atchison, KS 66002
- 958 W Santa Fe St, Olathe, KS 66061
- 8300 Parallel Pkwy, Kansas City, KS 66112
- 700 E Santa Fe St, Olathe, KS 66061
- 626 Commercial St, Atchison, KS 66002
- 11101 W 87th St, Overland Park, KS 66214
- 1441 Wakarusa Dr, Lawrence, KS 66049
- 7109 W 80th St, Overland Park, KS 66204
- 200 S State Route C, Peculiar, MO 64078
- 117 W Brooks St, Brookfield, MO 64628
- 1150 E Battlefield St, Springfield, MO 65807
- 329 S Range Line Rd, Joplin, MO 64801
- 500 E Broadway St, Monett, MO 65708
- 801 Avenue A, Farwell, TX 79325
- 924 Main St, Boonville, MO 65233
- 3601 Mitchell Ave, Saint Joseph, MO 64507
- 1310 Carondelet Dr, Kansas City, MO 64114
- 4900 Main St, Kansas City, MO 64112
Are deposits at Umb Bank, National Association insured?
Yes. Umb Bank, National Association is an FDIC-insured bank (FDIC certificate #8273). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Umb Bank, National Association: frequently asked questions
Is Umb Bank, National Association a good bank?
Umb Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.38%).
Is Umb Bank, National Association FDIC-insured?
Yes. Umb Bank, National Association is a FDIC-insured bank (FDIC certificate #8273). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Umb Bank, National Association?
Umb Bank, National Association holds $72.3 billion in total assets, ranking 76th of 195 banks we track in Missouri. It operates 210 branches.
Does Umb Bank, National Association have CFPB complaints?
No CFPB complaints against Umb Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
