Commerce Bank is a bank based in Kansas City, Missouri, established in 1984, with $35.5 billion in total assets across 156 branches. By Trust Grade it ranks 54th of 195 banks we track in Missouri. Its capital ratio of 10.8% trails most similarly sized banks (36th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Commerce Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commerce Bank compares to Missouri peers
How we graded Commerce Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commerce Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (156)
- 100 N Main St, Hannibal, MO 63401
- 605 Us Highway 60 E, Republic, MO 65738
- 8045 Big Bend Blvd, Webster Groves, MO 63119
- 2370 S Springfield Ave, Bolivar, MO 65613
- 2946 S Clark St, Mexico, MO 65265
- 100 S Broadway St, Pittsburg, KS 66762
- 8190 N Lindbergh Blvd, Florissant, MO 63031
- 203 W Jackson St, Willard, MO 65781
- 955 Iowa St, Lawrence, KS 66044
- 10185 Gravois Rd, Affton, MO 63123
- 18700 E 39th St S, Independence, MO 64057
- 1102 Bradley St, Festus, MO 63028
- 15305 E Colfax Ave, Aurora, CO 80011
- 12829 S Us Highway 71, Grandview, MO 64030
- 12633 Dorsett Rd, Maryland Heights, MO 63043
- 110 Nw Barry Rd, Kansas City, MO 64155
- 160 S Broadview St, Cape Girardeau, MO 63703
- 1000 Walnut St, Kansas City, MO 64106
- 2830 S 4th St, Leavenworth, KS 66048
- 1339 E Empire St, Bloomington, IL 61701
- 1415 N Morley St, Moberly, MO 65270
- 4401 Natural Bridge Ave, Saint Louis, MO 63115
- 6327 Chippewa St, Saint Louis, MO 63109
- 1125 Charlotte Street, Kansas City, MO 64106
- 9001 State Line Rd, Kansas City, MO 64114
- 6705 Blue Ridge Blvd, Raytown, MO 64133
- 503 N Hwy 7, Blue Springs, MO 64015
- 3709 Sandman Ln, Columbia, MO 65201
- 1100 W Pine St, Poplar Bluff, MO 63901
- 2025 E Jackson Blvd, Jackson, MO 63755
- 1994 Wentzville Pkwy, Wentzville, MO 63385
- 89 Main St, Cassville, MO 65625
- 1500 E College Ave, Normal, IL 61761
- 8615 N Knoxville Ave, Peoria, IL 61615
- 1301 Locust St, Harrisonville, MO 64701
- 3303 Ashland Ave, Saint Joseph, MO 64506
- 2740 Claflin Rd, Manhattan, KS 66502
- 456 N Main St, Wichita, KS 67202
- 6424 E 13th St N, Wichita, KS 67206
- 8878 W 21st St N, Wichita, KS 67205
Are deposits at Commerce Bank insured?
Yes. Commerce Bank is an FDIC-insured bank (FDIC certificate #24998). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commerce Bank: frequently asked questions
Is Commerce Bank a good bank?
Commerce Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.56%).
Is Commerce Bank FDIC-insured?
Yes. Commerce Bank is a FDIC-insured bank (FDIC certificate #24998). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commerce Bank?
Commerce Bank holds $35.5 billion in total assets, ranking 54th of 195 banks we track in Missouri. It operates 156 branches.
Does Commerce Bank have CFPB complaints?
No CFPB complaints against Commerce Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
