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Peoples Bank Of Moniteau County

Jamestown, MO · Est. 1941 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Peoples Bank Of Moniteau County is a bank based in Jamestown, Missouri, established in 1941, with $84 million in total assets across 2 branches. By Trust Grade it ranks 89th of 195 banks we track in Missouri. Its capital ratio of 9.7% trails most similarly sized banks (28th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Peoples Bank Of Moniteau County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.3M
<$100M institution
Deposits
$74.3M
Branches
2
Capital ratio
9.7%
Bottom 28% of <$100M peers · Missouri median 10.3%
Return on assets
1.4%
Top 27% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#89
of 195 banks

How Peoples Bank Of Moniteau County compares to Missouri peers

Capital ratio
Bottom 28% of <$100M peers
Peoples Bank
9.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
Peoples Bank
1.4%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Of Moniteau County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Of Moniteau County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 105 W Row St, Jamestown, MO 65046
  • 201 E Main St, California, MO 65018

Are deposits at Peoples Bank Of Moniteau County insured?

Yes. Peoples Bank Of Moniteau County is an FDIC-insured bank (FDIC certificate #15792). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Of Moniteau County: frequently asked questions

Is Peoples Bank Of Moniteau County a good bank?

Peoples Bank Of Moniteau County earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.40%).

Is Peoples Bank Of Moniteau County FDIC-insured?

Yes. Peoples Bank Of Moniteau County is a FDIC-insured bank (FDIC certificate #15792). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Of Moniteau County?

Peoples Bank Of Moniteau County holds $84 million in total assets, ranking 89th of 195 banks we track in Missouri. It operates 2 branches.

Does Peoples Bank Of Moniteau County have CFPB complaints?

No CFPB complaints against Peoples Bank Of Moniteau County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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