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Integrity Bank Plus

Wabasso, MN · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Integrity Bank Plus is a bank based in Wabasso, Minnesota, established in 1934, with $94 million in total assets across 2 branches. By Trust Grade it ranks 28th of 224 banks we track in Minnesota. Its capital ratio of 10.0% trails most similarly sized banks (31th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Integrity Bank Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$94.3M
<$100M institution
Deposits
$83.2M
Branches
2
Capital ratio
10.0%
Bottom 31% of <$100M peers · Minnesota median 9.5%
Return on assets
1.8%
Top 14% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#28
of 224 banks

How Integrity Bank Plus compares to Minnesota peers

Capital ratio
Bottom 31% of <$100M peers
Integrity Bank
10.0%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
Integrity Bank
1.8%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Integrity Bank Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Integrity Bank Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 726 Main St, Wabasso, MN 56293
  • 550 Main St, Walnut Grove, MN 56180

Are deposits at Integrity Bank Plus insured?

Yes. Integrity Bank Plus is an FDIC-insured bank (FDIC certificate #15578). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Integrity Bank Plus: frequently asked questions

Is Integrity Bank Plus a good bank?

Integrity Bank Plus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.82%).

Is Integrity Bank Plus FDIC-insured?

Yes. Integrity Bank Plus is a FDIC-insured bank (FDIC certificate #15578). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Integrity Bank Plus?

Integrity Bank Plus holds $94 million in total assets, ranking 28th of 224 banks we track in Minnesota. It operates 2 branches.

Does Integrity Bank Plus have CFPB complaints?

No CFPB complaints against Integrity Bank Plus appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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