Janesville State Bank is a bank based in Janesville, Minnesota, established in 1898, with $95 million in total assets across 1 branch. By Trust Grade it ranks 14th of 224 banks we track in Minnesota. Its capital ratio of 10.9% trails most similarly sized banks (38th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Janesville State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Janesville State Bank compares to Minnesota peers
How we graded Janesville State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Janesville State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 201 N Main St, Janesville, MN 56048
Are deposits at Janesville State Bank insured?
Yes. Janesville State Bank is an FDIC-insured bank (FDIC certificate #10960). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Janesville State Bank: frequently asked questions
Is Janesville State Bank a good bank?
Janesville State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.60%).
Is Janesville State Bank FDIC-insured?
Yes. Janesville State Bank is a FDIC-insured bank (FDIC certificate #10960). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Janesville State Bank?
Janesville State Bank holds $95 million in total assets, ranking 14th of 224 banks we track in Minnesota. It operates 1 branch.
Does Janesville State Bank have CFPB complaints?
No CFPB complaints against Janesville State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
