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Rushford State Bank (Incorporated)

Rushford, MN · Est. 1867 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Rushford State Bank (Incorporated) is a bank based in Rushford, Minnesota, established in 1867, with $115 million in total assets across 2 branches. By Trust Grade it ranks 197th of 224 banks we track in Minnesota. Its capital ratio of 6.2% trails most similarly sized banks (4th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Rushford State Bank (Incorporated) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$114.6M
$100M–1B institution
Deposits
$107.0M
Branches
2
Capital ratio
6.2%
Bottom 4% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#197
of 224 banks

How Rushford State Bank (Incorporated) compares to Minnesota peers

Capital ratio
Bottom 4% of $100M–1B peers
Rushford State
6.2%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
Rushford State
0.9%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Rushford State Bank (Incorporated)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (6.2% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rushford State Bank (Incorporated) over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 108 E Cedar St, Houston, MN 55943
  • 219 S Mill St, Rushford, MN 55971

Are deposits at Rushford State Bank (Incorporated) insured?

Yes. Rushford State Bank (Incorporated) is an FDIC-insured bank (FDIC certificate #11411). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rushford State Bank (Incorporated): frequently asked questions

Is Rushford State Bank (Incorporated) a good bank?

Rushford State Bank (Incorporated) earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.2% capital ratio); Profitable (ROA 0.94%).

Is Rushford State Bank (Incorporated) FDIC-insured?

Yes. Rushford State Bank (Incorporated) is a FDIC-insured bank (FDIC certificate #11411). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rushford State Bank (Incorporated)?

Rushford State Bank (Incorporated) holds $115 million in total assets, ranking 197th of 224 banks we track in Minnesota. It operates 2 branches.

Does Rushford State Bank (Incorporated) have CFPB complaints?

No CFPB complaints against Rushford State Bank (Incorporated) appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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