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The First National Bank Of Coleraine

Coleraine, MN · Est. 1906 · Website ↗
C
Trust Grade
Average
Score: 78/100

The First National Bank Of Coleraine is a bank based in Coleraine, Minnesota, established in 1906, with $113 million in total assets across 2 branches. By Trust Grade it ranks 213th of 224 banks we track in Minnesota. Its capital ratio of 5.7% trails most similarly sized banks (2th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against The First National Bank Of Coleraine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$112.7M
$100M–1B institution
Deposits
$106.0M
Branches
2
Capital ratio
5.7%
Bottom 2% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#213
of 224 banks

How The First National Bank Of Coleraine compares to Minnesota peers

Capital ratio
Bottom 2% of $100M–1B peers
The First
5.7%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
The First
0.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Coleraine

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (5.7% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Coleraine over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1220 East Highway 169, La Prairie, MN 55744
  • 600 Powell Ave, Coleraine, MN 55722

Are deposits at The First National Bank Of Coleraine insured?

Yes. The First National Bank Of Coleraine is an FDIC-insured bank (FDIC certificate #5117). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Coleraine: frequently asked questions

Is The First National Bank Of Coleraine a good bank?

The First National Bank Of Coleraine earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Profitable (ROA 0.50%).

Is The First National Bank Of Coleraine FDIC-insured?

Yes. The First National Bank Of Coleraine is a FDIC-insured bank (FDIC certificate #5117). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Coleraine?

The First National Bank Of Coleraine holds $113 million in total assets, ranking 213th of 224 banks we track in Minnesota. It operates 2 branches.

Does The First National Bank Of Coleraine have CFPB complaints?

No CFPB complaints against The First National Bank Of Coleraine appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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