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The First State Bank Of Rosemount

Rosemount, MN · Est. 1909 · Website ↗
D
Trust Grade
Below average
Score: 64/100

The First State Bank Of Rosemount is a bank based in Rosemount, Minnesota, established in 1909, with $155 million in total assets across 2 branches. By Trust Grade it ranks 221st of 224 banks we track in Minnesota. Its capital ratio of 4.1% trails most similarly sized banks (1th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against The First State Bank Of Rosemount appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.4M
$100M–1B institution
Deposits
$148.3M
Branches
2
Capital ratio
4.1%
Bottom 1% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.1%
Bottom 5% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#221
of 224 banks

How The First State Bank Of Rosemount compares to Minnesota peers

Capital ratio
Bottom 1% of $100M–1B peers
The First
4.1%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
The First
0.1%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First State Bank Of Rosemount

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
64/100
Customer experience
n/a
Overall
D · 64
  • Below the well-capitalized threshold (4.1%)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First State Bank Of Rosemount over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 3025 145th St W, Rosemount, MN 55068
  • 14490 Abbeyfield Ave, Rosemount, MN 55068

Are deposits at The First State Bank Of Rosemount insured?

Yes. The First State Bank Of Rosemount is an FDIC-insured bank (FDIC certificate #9769). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First State Bank Of Rosemount: frequently asked questions

Is The First State Bank Of Rosemount a good bank?

The First State Bank Of Rosemount earns a Bankzia Trust Grade of D (64/100, "Below average"), based on a financial-strength score of 64/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.1%); Profitable (ROA 0.12%).

Is The First State Bank Of Rosemount FDIC-insured?

Yes. The First State Bank Of Rosemount is a FDIC-insured bank (FDIC certificate #9769). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First State Bank Of Rosemount?

The First State Bank Of Rosemount holds $155 million in total assets, ranking 221st of 224 banks we track in Minnesota. It operates 2 branches.

Does The First State Bank Of Rosemount have CFPB complaints?

No CFPB complaints against The First State Bank Of Rosemount appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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