First Southeast Bank is a bank based in Harmony, Minnesota, established in 1893, with $154 million in total assets across 3 branches. By Trust Grade it ranks 160th of 224 banks we track in Minnesota. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against First Southeast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Southeast Bank compares to Minnesota peers
How we graded First Southeast Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Southeast Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 111 N Main St, Canton, MN 55922
- 50 Main Street, Granger, MN 55939
- 3 Main Ave N, Harmony, MN 55939
Are deposits at First Southeast Bank insured?
Yes. First Southeast Bank is an FDIC-insured bank (FDIC certificate #10576). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Southeast Bank: frequently asked questions
Is First Southeast Bank a good bank?
First Southeast Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.52%).
Is First Southeast Bank FDIC-insured?
Yes. First Southeast Bank is a FDIC-insured bank (FDIC certificate #10576). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Southeast Bank?
First Southeast Bank holds $154 million in total assets, ranking 160th of 224 banks we track in Minnesota. It operates 3 branches.
Does First Southeast Bank have CFPB complaints?
No CFPB complaints against First Southeast Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
