Citizens State Bank Norwood Young America is a bank based in Norwood Young America, Minnesota, established in 1914, with $141 million in total assets across 1 branch. By Trust Grade it ranks 79th of 224 banks we track in Minnesota. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Citizens State Bank Norwood Young America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank Norwood Young America compares to Minnesota peers
How we graded Citizens State Bank Norwood Young America
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank Norwood Young America over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 409 Faxon Rd N, Norwood Young America, MN 55368
Are deposits at Citizens State Bank Norwood Young America insured?
Yes. Citizens State Bank Norwood Young America is an FDIC-insured bank (FDIC certificate #1933). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank Norwood Young America: frequently asked questions
Is Citizens State Bank Norwood Young America a good bank?
Citizens State Bank Norwood Young America earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.87%).
Is Citizens State Bank Norwood Young America FDIC-insured?
Yes. Citizens State Bank Norwood Young America is a FDIC-insured bank (FDIC certificate #1933). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank Norwood Young America?
Citizens State Bank Norwood Young America holds $141 million in total assets, ranking 79th of 224 banks we track in Minnesota. It operates 1 branch.
Does Citizens State Bank Norwood Young America have CFPB complaints?
No CFPB complaints against Citizens State Bank Norwood Young America appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
