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Valley Premier Bank

Hawley, MN · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Valley Premier Bank is a bank based in Hawley, Minnesota, established in 1892, with $146 million in total assets across 2 branches. By Trust Grade it ranks 130th of 224 banks we track in Minnesota. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against Valley Premier Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$146.1M
$100M–1B institution
Deposits
$132.8M
Branches
2
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.5%
Top 33% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#130
of 224 banks

How Valley Premier Bank compares to Minnesota peers

Capital ratio
Bottom 26% of $100M–1B peers
Valley Premier
8.8%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Valley Premier
1.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Valley Premier Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valley Premier Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 3004 14th St S, Moorhead, MN 56560
  • 416 6th St, Hawley, MN 56549

Are deposits at Valley Premier Bank insured?

Yes. Valley Premier Bank is an FDIC-insured bank (FDIC certificate #11409). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valley Premier Bank: frequently asked questions

Is Valley Premier Bank a good bank?

Valley Premier Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.49%).

Is Valley Premier Bank FDIC-insured?

Yes. Valley Premier Bank is a FDIC-insured bank (FDIC certificate #11409). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Valley Premier Bank?

Valley Premier Bank holds $146 million in total assets, ranking 130th of 224 banks we track in Minnesota. It operates 2 branches.

Does Valley Premier Bank have CFPB complaints?

No CFPB complaints against Valley Premier Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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