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Community Resource Bank

Northfield, MN · Est. 1878 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Resource Bank is a bank based in Northfield, Minnesota, established in 1878, with $576 million in total assets across 4 branches. By Trust Grade it ranks 54th of 224 banks we track in Minnesota. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Community Resource Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$575.6M
$100M–1B institution
Deposits
$489.0M
Branches
4
Capital ratio
11.0%
Top 37% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.6%
Top 25% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#54
of 224 banks

How Community Resource Bank compares to Minnesota peers

Capital ratio
Top 37% of $100M–1B peers
Community Resource
11.0%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Community Resource
1.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Community Resource Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Resource Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1230 4th St S, Cannon Falls, MN 55009
  • 1605 Heritage Dr, Northfield, MN 55057
  • 430 4th St Nw, Faribault, MN 55021
  • 1501 County Road C W, Roseville, MN 55113

Are deposits at Community Resource Bank insured?

Yes. Community Resource Bank is an FDIC-insured bank (FDIC certificate #5219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Resource Bank: frequently asked questions

Is Community Resource Bank a good bank?

Community Resource Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.64%).

Is Community Resource Bank FDIC-insured?

Yes. Community Resource Bank is a FDIC-insured bank (FDIC certificate #5219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Resource Bank?

Community Resource Bank holds $576 million in total assets, ranking 54th of 224 banks we track in Minnesota. It operates 4 branches.

Does Community Resource Bank have CFPB complaints?

No CFPB complaints against Community Resource Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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