North Shore Bank Of Commerce is a bank based in Duluth, Minnesota, established in 1915, with $581 million in total assets across 7 branches. By Trust Grade it ranks 139th of 224 banks we track in Minnesota. Its capital ratio of 8.6% trails most similarly sized banks (22th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against North Shore Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Shore Bank Of Commerce compares to Minnesota peers
How we graded North Shore Bank Of Commerce
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Shore Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 4810 Miller Trunk Hwy, Hermantown, MN 55811
- 17 E Calvary Rd, Duluth, MN 55803
- 131 W Superior St, Duluth, MN 55802
- 19 N 2nd Ave, Duluth, MN 55810
- 131 W Superior St, Duluth, MN 55802
- 131 W Superior St, Duluth, MN 55802
- 4801 E Superior St, Duluth, MN 55804
Are deposits at North Shore Bank Of Commerce insured?
Yes. North Shore Bank Of Commerce is an FDIC-insured bank (FDIC certificate #8850). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Shore Bank Of Commerce: frequently asked questions
Is North Shore Bank Of Commerce a good bank?
North Shore Bank Of Commerce earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.34%).
Is North Shore Bank Of Commerce FDIC-insured?
Yes. North Shore Bank Of Commerce is a FDIC-insured bank (FDIC certificate #8850). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North Shore Bank Of Commerce?
North Shore Bank Of Commerce holds $581 million in total assets, ranking 139th of 224 banks we track in Minnesota. It operates 7 branches.
Does North Shore Bank Of Commerce have CFPB complaints?
No CFPB complaints against North Shore Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
