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Union Bank And Trust Company

Minneapolis, MN · Est. 1976 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Union Bank And Trust Company is a bank based in Minneapolis, Minnesota, established in 1976, with $231 million in total assets across 1 branch. By Trust Grade it ranks 134th of 224 banks we track in Minnesota. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Union Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$230.8M
$100M–1B institution
Deposits
$208.9M
Branches
1
Capital ratio
8.8%
Bottom 27% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.9%
Bottom 33% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#134
of 224 banks

How Union Bank And Trust Company compares to Minnesota peers

Capital ratio
Bottom 27% of $100M–1B peers
Union Bank
8.8%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Union Bank
0.9%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Union Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 312 Central Ave Se, Minneapolis, MN 55414

Are deposits at Union Bank And Trust Company insured?

Yes. Union Bank And Trust Company is an FDIC-insured bank (FDIC certificate #22242). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union Bank And Trust Company: frequently asked questions

Is Union Bank And Trust Company a good bank?

Union Bank And Trust Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.92%).

Is Union Bank And Trust Company FDIC-insured?

Yes. Union Bank And Trust Company is a FDIC-insured bank (FDIC certificate #22242). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union Bank And Trust Company?

Union Bank And Trust Company holds $231 million in total assets, ranking 134th of 224 banks we track in Minnesota. It operates 1 branch.

Does Union Bank And Trust Company have CFPB complaints?

No CFPB complaints against Union Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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