United Farmers State Bank is a bank based in Adams, Minnesota, established in 1914, with $234 million in total assets across 3 branches. By Trust Grade it ranks 101st of 224 banks we track in Minnesota. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.25% return on assets. No consumer complaints against United Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Farmers State Bank compares to Minnesota peers
How we graded United Farmers State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 2.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 235 S Main St, Dexter, MN 55926
- 61255 170th St, Rose Creek, MN 55970
- 15 Sw 4th St, Adams, MN 55909
Are deposits at United Farmers State Bank insured?
Yes. United Farmers State Bank is an FDIC-insured bank (FDIC certificate #8821). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Farmers State Bank: frequently asked questions
Is United Farmers State Bank a good bank?
United Farmers State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 2.25%).
Is United Farmers State Bank FDIC-insured?
Yes. United Farmers State Bank is a FDIC-insured bank (FDIC certificate #8821). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Farmers State Bank?
United Farmers State Bank holds $234 million in total assets, ranking 101st of 224 banks we track in Minnesota. It operates 3 branches.
Does United Farmers State Bank have CFPB complaints?
No CFPB complaints against United Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
