Skip to main content
bank

Arcadian Bank

Hartland, MN · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Arcadian Bank is a bank based in Hartland, Minnesota, established in 1912, with $241 million in total assets across 3 branches. By Trust Grade it ranks 12th of 224 banks we track in Minnesota. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Arcadian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$241.4M
$100M–1B institution
Deposits
$204.2M
Branches
3
Capital ratio
11.5%
Top 32% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.9%
Top 15% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#12
of 224 banks

How Arcadian Bank compares to Minnesota peers

Capital ratio
Top 32% of $100M–1B peers
Arcadian Bank
11.5%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Arcadian Bank
1.9%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Arcadian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arcadian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 215 5th Ave, Freeborn, MN 56032
  • 1452 W Main St, Albert Lea, MN 56007
  • 601 Broadway St, Hartland, MN 56042

Are deposits at Arcadian Bank insured?

Yes. Arcadian Bank is an FDIC-insured bank (FDIC certificate #10561). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arcadian Bank: frequently asked questions

Is Arcadian Bank a good bank?

Arcadian Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.91%).

Is Arcadian Bank FDIC-insured?

Yes. Arcadian Bank is a FDIC-insured bank (FDIC certificate #10561). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Arcadian Bank?

Arcadian Bank holds $241 million in total assets, ranking 12th of 224 banks we track in Minnesota. It operates 3 branches.

Does Arcadian Bank have CFPB complaints?

No CFPB complaints against Arcadian Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Cornerstone State Bank
bank · Montgomery, MN · $243M assets
Bankwest
bank · Rockford, MN · $238M assets
The Wanda State Bank
bank · Wanda, MN · $236M assets
Security State Bank Of Marine
bank · Marine On St. Croix, MN · $235M assets
First Farmers & Merchants National Bank
bank · Luverne, MN · $249M assets
United Farmers State Bank
bank · Adams, MN · $234M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →