Citizens Alliance Bank is a bank based in Clara City, Minnesota, established in 1902, with $1.5 billion in total assets across 17 branches. By Trust Grade it ranks 208th of 224 banks we track in Minnesota. Its capital ratio of 9.8% trails most similarly sized banks (40th percentile), versus a Minnesota median of 9.5%. It posted a loss over the most recent period (-0.82% return on assets), a point to watch. No consumer complaints against Citizens Alliance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Alliance Bank compares to Minnesota peers
How we graded Citizens Alliance Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Unprofitable over the period (ROA -0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Alliance Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 631 2nd Ave W, Echo, MN 56237
- 240 Spicer Avenue, Maynard, MN 56260
- 200 W Maple St, Sacred Heart, MN 56285
- 503 Main St, Lincoln, MT 59639
- 117 Central Ave W, Cascade, MT 59421
- 3084 Highway 83 N., Seeley Lake, MT 59868
- 27 A St, Drummond, MT 59832
- 605 Dewey Blvd, Butte, MT 59701
- 200 Lewis Ave S, Watertown, MN 55388
- 860 Highway 212 W, Granite Falls, MN 56241
- 520 Main Ave, Murdock, MN 56271
- 1406 E Highway 7, Montevideo, MN 56265
- 409 3rd St Nw, Great Falls, MT 59404
- 900 6th St, Howard Lake, MN 55349
- 55 1st St Nw, Clara City, MN 56222
- 451 Lakeview St, Lake Lillian, MN 56253
- 139 E Broadway St, Philipsburg, MT 59858
Are deposits at Citizens Alliance Bank insured?
Yes. Citizens Alliance Bank is an FDIC-insured bank (FDIC certificate #1402). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Alliance Bank: frequently asked questions
Is Citizens Alliance Bank a good bank?
Citizens Alliance Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Unprofitable over the period (ROA -0.82%).
Is Citizens Alliance Bank FDIC-insured?
Yes. Citizens Alliance Bank is a FDIC-insured bank (FDIC certificate #1402). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Alliance Bank?
Citizens Alliance Bank holds $1.5 billion in total assets, ranking 208th of 224 banks we track in Minnesota. It operates 17 branches.
Does Citizens Alliance Bank have CFPB complaints?
No CFPB complaints against Citizens Alliance Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
