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The Dart Bank

Mason, MI · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

The Dart Bank is a bank based in Mason, Michigan, established in 1925, with $1.4 billion in total assets across 4 branches. By Trust Grade it ranks 51st of 73 banks we track in Michigan. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against The Dart Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.1B
Branches
4
Capital ratio
8.5%
Bottom 15% of $1B–10B peers · Michigan median 9.6%
Return on assets
1.0%
Bottom 36% of $1B–10B peers · Michigan median 1.15%
Rank in Michigan
#51
of 73 banks

How The Dart Bank compares to Michigan peers

Capital ratio
Bottom 15% of $1B–10B peers
The Dart
8.5%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $1B–10B peers
The Dart
1.0%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Dart Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Dart Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 2469 Cedar Street, Delhi Township, MI 48842
  • 368 S Park St, Mason, MI 48854
  • 1020 Charlevoix Dr, Grand Ledge, MI 48837
  • 500 N Homer St, Lansing, MI 48912

Are deposits at The Dart Bank insured?

Yes. The Dart Bank is an FDIC-insured bank (FDIC certificate #5033). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Dart Bank: frequently asked questions

Is The Dart Bank a good bank?

The Dart Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.05%).

Is The Dart Bank FDIC-insured?

Yes. The Dart Bank is a FDIC-insured bank (FDIC certificate #5033). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Dart Bank?

The Dart Bank holds $1.4 billion in total assets, ranking 51st of 73 banks we track in Michigan. It operates 4 branches.

Does The Dart Bank have CFPB complaints?

No CFPB complaints against The Dart Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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West Michigan Community Bank
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University Bank
bank · Ann Arbor, MI · $1.1B assets
Northstar Bank
bank · Bad Axe, MI · $1.1B assets
United Bank Of Michigan
bank · Grand Rapids, MI · $1.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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