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County National Bank

Hillsdale, MI · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

County National Bank is a bank based in Hillsdale, Michigan, established in 1934, with $1.3 billion in total assets across 15 branches. By Trust Grade it ranks 31st of 73 banks we track in Michigan. Its capital ratio of 9.3% trails most similarly sized banks (29th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against County National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.1B
Branches
15
Capital ratio
9.3%
Bottom 29% of $1B–10B peers · Michigan median 9.6%
Return on assets
1.0%
Bottom 31% of $1B–10B peers · Michigan median 1.15%
Rank in Michigan
#31
of 73 banks

How County National Bank compares to Michigan peers

Capital ratio
Bottom 29% of $1B–10B peers
County National
9.3%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $1B–10B peers
County National
1.0%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded County National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for County National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 105 W Main St, Homer, MI 49245
  • 228 E Chicago St, Jonesville, MI 49250
  • 1 W Carleton Rd, Hillsdale, MI 49242
  • 125 W Main St, Hanover, MI 49241
  • 7845 Spring Arbor Rd, Spring Arbor, MI 49283
  • 12641 East Chicago Road, Somerset Center, MI 49282
  • 325 Railroad St, Hudson, MI 49247
  • 215 S Jackson St, Jackson, MI 49201
  • 1 S Howell St, Hillsdale, MI 49242
  • 1523 Horton Rd, Jackson, MI 49203
  • 1380 S Main St, Adrian, MI 49221
  • 209 E Russell Rd, Tecumseh, MI 49286
  • 2001 Spring Arbor Rd, Jackson, MI 49203
  • 1 S Howell St, Hillsdale, MI 49242
  • 112 Jonesville St, Litchfield, MI 49252

Are deposits at County National Bank insured?

Yes. County National Bank is an FDIC-insured bank (FDIC certificate #14073). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

County National Bank: frequently asked questions

Is County National Bank a good bank?

County National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.98%).

Is County National Bank FDIC-insured?

Yes. County National Bank is a FDIC-insured bank (FDIC certificate #14073). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is County National Bank?

County National Bank holds $1.3 billion in total assets, ranking 31st of 73 banks we track in Michigan. It operates 15 branches.

Does County National Bank have CFPB complaints?

No CFPB complaints against County National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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University Bank
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Northstar Bank
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United Bank Of Michigan
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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