Commercial Bank is a bank based in Ithaca, Michigan, established in 1962, with $564 million in total assets across 11 branches. By Trust Grade it ranks 9th of 73 banks we track in Michigan. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Bank compares to Michigan peers
How we graded Commercial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 101 N Pine River St, Ithaca, MI 48847
- 661 N Cedar St, Mason, MI 48854
- 101 N Newton St, Middleton, MI 48856
- 1690 Wright Ave, Alma, MI 48801
- 104 N Mill St, Saint Louis, MI 48880
- 629 W State St, Hastings, MI 49058
- 10530 W Carson City Rd, Greenville, MI 48838
- 2112 Jolly Rd, Okemos, MI 48864
- 301 N State St, Alma, MI 48801
- 322 S Jefferson St, Mason, MI 48854
- O-240 Lake Michigan Dr Nw, Grand Rapids, MI 49534
Are deposits at Commercial Bank insured?
Yes. Commercial Bank is an FDIC-insured bank (FDIC certificate #18584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Bank: frequently asked questions
Is Commercial Bank a good bank?
Commercial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.29%).
Is Commercial Bank FDIC-insured?
Yes. Commercial Bank is a FDIC-insured bank (FDIC certificate #18584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Bank?
Commercial Bank holds $564 million in total assets, ranking 9th of 73 banks we track in Michigan. It operates 11 branches.
Does Commercial Bank have CFPB complaints?
No CFPB complaints against Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
