Highpoint Community Bank is a bank based in Hastings, Michigan, established in 1886, with $597 million in total assets across 7 branches. By Trust Grade it ranks 63rd of 73 banks we track in Michigan. Its capital ratio of 7.9% trails most similarly sized banks (15th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Highpoint Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Highpoint Community Bank compares to Michigan peers
How we graded Highpoint Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Highpoint Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 9265 Cherry Valley Ave Se, Caledonia, MI 49316
- 310 N Main St, Nashville, MI 49073
- 156 W Superior St, Wayland, MI 49348
- 150 W Court St, Hastings, MI 49058
- 124 W Michigan Ave, Marshall, MI 49068
- 435 Arlington St, Middleville, MI 49333
- 150 W Court St, Hastings, MI 49058
Are deposits at Highpoint Community Bank insured?
Yes. Highpoint Community Bank is an FDIC-insured bank (FDIC certificate #11407). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Highpoint Community Bank: frequently asked questions
Is Highpoint Community Bank a good bank?
Highpoint Community Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.70%).
Is Highpoint Community Bank FDIC-insured?
Yes. Highpoint Community Bank is a FDIC-insured bank (FDIC certificate #11407). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Highpoint Community Bank?
Highpoint Community Bank holds $597 million in total assets, ranking 63rd of 73 banks we track in Michigan. It operates 7 branches.
Does Highpoint Community Bank have CFPB complaints?
No CFPB complaints against Highpoint Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
