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Huron Community Bank

East Tawas, MI · Est. 1927 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Huron Community Bank is a bank based in East Tawas, Michigan, established in 1927, with $316 million in total assets across 8 branches. By Trust Grade it ranks 64th of 73 banks we track in Michigan. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Huron Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$316.2M
$100M–1B institution
Deposits
$272.2M
Branches
8
Capital ratio
7.9%
Bottom 14% of $100M–1B peers · Michigan median 9.6%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Michigan median 1.15%
Rank in Michigan
#64
of 73 banks

How Huron Community Bank compares to Michigan peers

Capital ratio
Bottom 14% of $100M–1B peers
Huron Community
7.9%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Huron Community
0.6%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Huron Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Huron Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 410 W Lake St, Tawas City, MI 48763
  • 5077 North Huron Road, Oscoda Township, MI 48750
  • 327 W Traverse Bay Rd, Lincoln, MI 48742
  • 3150 East Huron Road, Sims Township, Au Gres, MI 48703
  • 423 E Main St, Harrisville, MI 48740
  • 2210 S M 76, West Branch, MI 48661
  • 508 South Bennett Street, Rose City, MI 48654
  • 301 Newman St, East Tawas, MI 48730

Are deposits at Huron Community Bank insured?

Yes. Huron Community Bank is an FDIC-insured bank (FDIC certificate #11810). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Huron Community Bank: frequently asked questions

Is Huron Community Bank a good bank?

Huron Community Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.59%).

Is Huron Community Bank FDIC-insured?

Yes. Huron Community Bank is a FDIC-insured bank (FDIC certificate #11810). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Huron Community Bank?

Huron Community Bank holds $316 million in total assets, ranking 64th of 73 banks we track in Michigan. It operates 8 branches.

Does Huron Community Bank have CFPB complaints?

No CFPB complaints against Huron Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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