Upper Peninsula State Bank is a bank based in Escanaba, Michigan, established in 1902, with $371 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 73 banks we track in Michigan. Its capital ratio of 12.9% is stronger than 79% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Upper Peninsula State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Upper Peninsula State Bank compares to Michigan peers
How we graded Upper Peninsula State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Upper Peninsula State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1890 S Stephenson Ave, Iron Mountain, MI 49801
- 1 Lowrie Avenue, Gladstone, MI 49837
- 1016 W Washington St, Marquette, MI 49855
- 960 Razorback Dr, Houghton, MI 49931
- 430 N Lincoln Rd, Escanaba, MI 49829
Are deposits at Upper Peninsula State Bank insured?
Yes. Upper Peninsula State Bank is an FDIC-insured bank (FDIC certificate #1090). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Upper Peninsula State Bank: frequently asked questions
Is Upper Peninsula State Bank a good bank?
Upper Peninsula State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.28%).
Is Upper Peninsula State Bank FDIC-insured?
Yes. Upper Peninsula State Bank is a FDIC-insured bank (FDIC certificate #1090). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Upper Peninsula State Bank?
Upper Peninsula State Bank holds $371 million in total assets, ranking 2nd of 73 banks we track in Michigan. It operates 5 branches.
Does Upper Peninsula State Bank have CFPB complaints?
No CFPB complaints against Upper Peninsula State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
