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Bank Of Ann Arbor

Ann Arbor, MI · Est. 1996 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Ann Arbor is a bank based in Ann Arbor, Michigan, established in 1996, with $3.3 billion in total assets across 19 branches. By Trust Grade it ranks 12th of 73 banks we track in Michigan. Its capital ratio of 14.4% is stronger than 92% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Bank Of Ann Arbor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Deposits
$2.7B
Branches
19
Capital ratio
14.4%
Top 8% of $1B–10B peers · Michigan median 9.6%
Return on assets
1.9%
Top 13% of $1B–10B peers · Michigan median 1.15%
Rank in Michigan
#12
of 73 banks

How Bank Of Ann Arbor compares to Michigan peers

Capital ratio
Top 8% of $1B–10B peers
Bank Of
14.4%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $1B–10B peers
Bank Of
1.9%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Ann Arbor

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.4% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Ann Arbor over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 110 E Washington St, Howell, MI 48843
  • 9911 E Grand River Ave, Brighton, MI 48116
  • 10700 Highland Rd, Hartland, MI 48353
  • 760 S Grand Ave, Fowlerville, MI 48836
  • 2400 W Grand River Ave, Howell, MI 48843
  • 8080 Challis Rd, Brighton, MI 48116
  • 2601 Plymouth Rd, Ann Arbor, MI 48105
  • 7 W Michigan Ave, Ypsilanti, MI 48197
  • 4299 E Grand River Ave, Howell, MI 48843
  • 2204 W Stadium Blvd, Ann Arbor, MI 48103
  • 9775 E M 36, Whitmore Lake, MI 48189
  • 33583 Woodward Ave, Birmingham, MI 48009
  • 801 W Ellsworth Rd, Ann Arbor, MI 48108
  • 179 E Michigan Ave, Saline, MI 48176
  • 125 S 5th Ave, Ann Arbor, MI 48104
  • 31000 Northwestern Hwy, Farmington Hills, MI 48334
  • 31000 Northwestern Hwy, Farmington Hills, MI 48334
  • 1333 Ann Arbor Rd W, Plymouth, MI 48170
  • 101 E Grand River Ave, Howell, MI 48843

Are deposits at Bank Of Ann Arbor insured?

Yes. Bank Of Ann Arbor is an FDIC-insured bank (FDIC certificate #34120). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Ann Arbor: frequently asked questions

Is Bank Of Ann Arbor a good bank?

Bank Of Ann Arbor earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 1.91%).

Is Bank Of Ann Arbor FDIC-insured?

Yes. Bank Of Ann Arbor is a FDIC-insured bank (FDIC certificate #34120). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Ann Arbor?

Bank Of Ann Arbor holds $3.3 billion in total assets, ranking 12th of 73 banks we track in Michigan. It operates 19 branches.

Does Bank Of Ann Arbor have CFPB complaints?

No CFPB complaints against Bank Of Ann Arbor appear in our data over the analysis window, which is typical for a bank of this size.

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Southern Michigan Bank & Trust
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The Dart Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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