Winchester Savings Bank is a bank based in Winchester, Massachusetts, established in 1871, with $1.0 billion in total assets across 5 branches. By Trust Grade it ranks 56th of 91 banks we track in Massachusetts. Its capital ratio of 9.6% trails most similarly sized banks (35th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Winchester Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Winchester Savings Bank compares to Massachusetts peers
How we graded Winchester Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Winchester Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 661 Main St, Winchester, MA 01890
- 344 Cambridge Rd, Woburn, MA 01801
- 188 Medford St, Arlington, MA 02474
- 375 Main St., Woburn, MA 01801
- 44 Maple Street, Danvers, MA 01923
Are deposits at Winchester Savings Bank insured?
Yes. Winchester Savings Bank is an FDIC-insured bank (FDIC certificate #90308). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Winchester Savings Bank: frequently asked questions
Is Winchester Savings Bank a good bank?
Winchester Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.42%).
Is Winchester Savings Bank FDIC-insured?
Yes. Winchester Savings Bank is a FDIC-insured bank (FDIC certificate #90308). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Winchester Savings Bank?
Winchester Savings Bank holds $1.0 billion in total assets, ranking 56th of 91 banks we track in Massachusetts. It operates 5 branches.
Does Winchester Savings Bank have CFPB complaints?
No CFPB complaints against Winchester Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
