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Coastal Heritage Bank

Weymouth, MA · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Coastal Heritage Bank is a bank based in Weymouth, Massachusetts, established in 1889, with $985 million in total assets across 10 branches. By Trust Grade it ranks 40th of 91 banks we track in Massachusetts. Its capital ratio of 10.8% is stronger than 61% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Coastal Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$985.4M
$100M–1B institution
Deposits
$782.0M
Branches
10
Capital ratio
10.8%
Top 39% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#40
of 91 banks

How Coastal Heritage Bank compares to Massachusetts peers

Capital ratio
Top 39% of $100M–1B peers
Coastal Heritage
10.8%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Coastal Heritage
0.3%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Coastal Heritage Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.8% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastal Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 744 Broad St, East Weymouth, MA 02189
  • 50 Patriot Pkwy, Weymouth, MA 02190
  • 560 Plain St, Maarshfield, MA 02050
  • 744 Broad St, East Weymouth, MA 02189
  • 195 Washington St, Weymouth, MA 02188
  • 30 Franklin St, Quincy, MA 02169
  • 83 Summer St, Kingston, MA 02364
  • 72 Front St, Scituate, MA 02066
  • 259 Dyke Rd, Marshfield, MA 02050
  • 1165 Washington St, Hanover, MA 02339

Are deposits at Coastal Heritage Bank insured?

Yes. Coastal Heritage Bank is an FDIC-insured bank (FDIC certificate #26591). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastal Heritage Bank: frequently asked questions

Is Coastal Heritage Bank a good bank?

Coastal Heritage Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.31%).

Is Coastal Heritage Bank FDIC-insured?

Yes. Coastal Heritage Bank is a FDIC-insured bank (FDIC certificate #26591). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Coastal Heritage Bank?

Coastal Heritage Bank holds $985 million in total assets, ranking 40th of 91 banks we track in Massachusetts. It operates 10 branches.

Does Coastal Heritage Bank have CFPB complaints?

No CFPB complaints against Coastal Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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