The Lowell Five Cent Savings Bank is a bank based in Tewksbury, Massachusetts, established in 1854, with $1.9 billion in total assets across 15 branches. By Trust Grade it ranks 31st of 91 banks we track in Massachusetts. Its capital ratio of 12.3% is stronger than 79% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against The Lowell Five Cent Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Lowell Five Cent Savings Bank compares to Massachusetts peers
How we graded The Lowell Five Cent Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Lowell Five Cent Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 30 International Pl, Tewksbury, MA 01876
- 700 Boston Rd, Billerica, MA 01821
- 23 Fletcher St, Chelmsford, MA 01824
- 20 Groton Rd, North Chelmsford, MA 01863
- 1775 Main St, Tewksbury, MA 01876
- 2021 Lakeview Ave, Dracut, MA 01826
- 270 Main St, Wilmington, MA 01887
- 1095 Westford St, Lowell, MA 01851
- 499 Groton Rd, Westford, MA 01886
- 250 Pawtucket Blvd, Tyngsboro, MA 01879
- 65 Groton St, Pepperell, MA 01463
- 750 Main St, Haverhill, MA 01830
- 125 E Dunstable Rd, Nashua, NH 03062
- 498 Chickering Rd, North Andover, MA 01845
- 60 Fletcher Street, Lowell, MA 01852
Are deposits at The Lowell Five Cent Savings Bank insured?
Yes. The Lowell Five Cent Savings Bank is an FDIC-insured bank (FDIC certificate #90227). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Lowell Five Cent Savings Bank: frequently asked questions
Is The Lowell Five Cent Savings Bank a good bank?
The Lowell Five Cent Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.68%).
Is The Lowell Five Cent Savings Bank FDIC-insured?
Yes. The Lowell Five Cent Savings Bank is a FDIC-insured bank (FDIC certificate #90227). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Lowell Five Cent Savings Bank?
The Lowell Five Cent Savings Bank holds $1.9 billion in total assets, ranking 31st of 91 banks we track in Massachusetts. It operates 15 branches.
Does The Lowell Five Cent Savings Bank have CFPB complaints?
No CFPB complaints against The Lowell Five Cent Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
