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Bankesb

Easthampton, MA · Est. 1869 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bankesb is a bank based in Easthampton, Massachusetts, established in 1869, with $2.0 billion in total assets across 11 branches. By Trust Grade it ranks 19th of 91 banks we track in Massachusetts. Its capital ratio of 9.7% trails most similarly sized banks (39th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Bankesb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.8B
Branches
11
Capital ratio
9.7%
Bottom 39% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.8%
Bottom 22% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#19
of 91 banks

How Bankesb compares to Massachusetts peers

Capital ratio
Bottom 39% of $1B–10B peers
Bankesb
9.7%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $1B–10B peers
Bankesb
0.8%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Bankesb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankesb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 36 Main St, Easthampton, MA 01027
  • 134 College Hwy, Southampton, MA 01073
  • 100 East St, Hadley, MA 01035
  • 297 King St, Northampton, MA 01060
  • 605 Granby Rd, South Hadley, MA 01075
  • 175 State Street, Belchertown, MA 01007
  • 85 Broad St, Westfield, MA 01085
  • 770 Main St, Agawam, MA 01001
  • 241 Northampton St, Easthampton, MA 01027
  • 170 Sargeant St, Holyoke, MA 01040
  • 253 Triangle St, Amherst, MA 01002

Are deposits at Bankesb insured?

Yes. Bankesb is an FDIC-insured bank (FDIC certificate #90188). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankesb: frequently asked questions

Is Bankesb a good bank?

Bankesb earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.84%).

Is Bankesb FDIC-insured?

Yes. Bankesb is a FDIC-insured bank (FDIC certificate #90188). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankesb?

Bankesb holds $2.0 billion in total assets, ranking 19th of 91 banks we track in Massachusetts. It operates 11 branches.

Does Bankesb have CFPB complaints?

No CFPB complaints against Bankesb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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