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South Shore Bank

South Weymouth, MA · Est. 1833 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

South Shore Bank is a bank based in South Weymouth, Massachusetts, established in 1833, with $2.6 billion in total assets across 13 branches. By Trust Grade it ranks 46th of 91 banks we track in Massachusetts. Its capital ratio of 9.4% trails most similarly sized banks (31th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against South Shore Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.2B
Branches
13
Capital ratio
9.4%
Bottom 31% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.7%
Bottom 17% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#46
of 91 banks

How South Shore Bank compares to Massachusetts peers

Capital ratio
Bottom 31% of $1B–10B peers
South Shore
9.4%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $1B–10B peers
South Shore
0.7%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded South Shore Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Shore Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 1530 Main St, South Weymouth, MA 02190
  • 650 Middle St, East Weymouth, MA 02189
  • 400 Washington St, Norwell, MA 02061
  • 225 Bedford St, East Bridgewater, MA 02333
  • 383 Bridge St, Weymouth, MA 02191
  • 295 Washington St, Weymouth, MA 02188
  • 370 Quincy Ave, Quincy, MA 02169
  • 1010 Washington St, Braintree, MA 02184
  • 1538 Turnpike St, Stoughton, MA 02072
  • 99 South St, Hingham, MA 02043
  • 699 Hancock St, Quincy, MA 02170
  • 283 Columbia Rd, Hanover, MA 02339
  • 1280 Belmont Street, Brockton, MA 02301

Are deposits at South Shore Bank insured?

Yes. South Shore Bank is an FDIC-insured bank (FDIC certificate #90303). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Shore Bank: frequently asked questions

Is South Shore Bank a good bank?

South Shore Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.69%).

Is South Shore Bank FDIC-insured?

Yes. South Shore Bank is a FDIC-insured bank (FDIC certificate #90303). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is South Shore Bank?

South Shore Bank holds $2.6 billion in total assets, ranking 46th of 91 banks we track in Massachusetts. It operates 13 branches.

Does South Shore Bank have CFPB complaints?

No CFPB complaints against South Shore Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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