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Avidia Bank

Hudson, MA · Est. 1869 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Avidia Bank is a bank based in Hudson, Massachusetts, established in 1869, with $2.8 billion in total assets across 10 branches. By Trust Grade it ranks 13th of 91 banks we track in Massachusetts. Its capital ratio of 11.8% is stronger than 75% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Avidia Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8B
$1B–10B institution
Deposits
$2.2B
Branches
10
Capital ratio
11.8%
Top 25% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.9%
Bottom 26% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#13
of 91 banks

How Avidia Bank compares to Massachusetts peers

Capital ratio
Top 25% of $1B–10B peers
Avidia Bank
11.8%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $1B–10B peers
Avidia Bank
0.9%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Avidia Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avidia Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 42 Main St, Hudson, MA 01749
  • 100 E Main St, Westborough, MA 01581
  • 196 Washington St, Hudson, MA 01749
  • 256 Maple St, Marlborough, MA 01752
  • 53 W Main St, Northborough, MA 01532
  • 23 Maple Ave, Shrewsbury, MA 01545
  • 1073 Main St, Clinton, MA 01510
  • 470 Lancaster St, Leominster, MA 01453
  • 17 Pope St, Hudson, MA 01749
  • 270 Cochituate Rd, Framingham, MA 01701

Are deposits at Avidia Bank insured?

Yes. Avidia Bank is an FDIC-insured bank (FDIC certificate #90215). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avidia Bank: frequently asked questions

Is Avidia Bank a good bank?

Avidia Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.89%).

Is Avidia Bank FDIC-insured?

Yes. Avidia Bank is a FDIC-insured bank (FDIC certificate #90215). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Avidia Bank?

Avidia Bank holds $2.8 billion in total assets, ranking 13th of 91 banks we track in Massachusetts. It operates 10 branches.

Does Avidia Bank have CFPB complaints?

No CFPB complaints against Avidia Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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