Newburyport Five Cents Savings Bank is a bank based in Newburyport, Massachusetts, established in 1854, with $1.6 billion in total assets across 12 branches. By Trust Grade it ranks 77th of 91 banks we track in Massachusetts. Its capital ratio of 8.9% trails most similarly sized banks (20th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against Newburyport Five Cents Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Newburyport Five Cents Savings Bank compares to Massachusetts peers
How we graded Newburyport Five Cents Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Newburyport Five Cents Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 63 State St, Newburyport, MA 01950
- 6 Merrill St, Salisbury, MA 01952
- 27 High Rd, Newbury, MA 01951
- 21 Storey Ave, Newburyport, MA 01950
- 40 Friend St, Amesbury, MA 01913
- 43 Main St, Amesbury, MA 01913
- 254 State St, Portsmouth, NH 03801
- 1390b Lafayette Rd, Portsmouth, NH 03801
- 836 Central Ave, Dover, NH 03820
- 141 Portsmouth Ave, Exeter, NH 03833
- 321 Lafayette Rd, Hampton, NH 03842
- 7 Broadway, Salisbury, MA 01952
Are deposits at Newburyport Five Cents Savings Bank insured?
Yes. Newburyport Five Cents Savings Bank is an FDIC-insured bank (FDIC certificate #90251). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Newburyport Five Cents Savings Bank: frequently asked questions
Is Newburyport Five Cents Savings Bank a good bank?
Newburyport Five Cents Savings Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.09%).
Is Newburyport Five Cents Savings Bank FDIC-insured?
Yes. Newburyport Five Cents Savings Bank is a FDIC-insured bank (FDIC certificate #90251). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Newburyport Five Cents Savings Bank?
Newburyport Five Cents Savings Bank holds $1.6 billion in total assets, ranking 77th of 91 banks we track in Massachusetts. It operates 12 branches.
Does Newburyport Five Cents Savings Bank have CFPB complaints?
No CFPB complaints against Newburyport Five Cents Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
