East Cambridge Savings Bank is a bank based in Cambridge, Massachusetts, established in 1854, with $1.7 billion in total assets across 12 branches. By Trust Grade it ranks 64th of 91 banks we track in Massachusetts. Its capital ratio of 9.3% trails most similarly sized banks (29th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against East Cambridge Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How East Cambridge Savings Bank compares to Massachusetts peers
How we graded East Cambridge Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for East Cambridge Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 292 Cambridge St, Cambridge, MA 02141
- 1310 Cambridge St, Cambridge, MA 02139
- 285 Highland Ave, Somerville, MA 02143
- 459 Broadway, Cambridge, MA 02138
- 395 Trapelo Rd, Belmont, MA 02478
- 360 Broadway, Chelsea, MA 02150
- 860 Lexington St, Waltham, MA 02452
- 237 Lexington St, Woburn, MA 01801
- 105 Broadway, Arlington, MA 02474
- 243 Salem St, Medford, MA 02155
- 9 Playstead Rd, Medford, MA 02155
- 98 Pleasant St, Malden, MA 02148
Are deposits at East Cambridge Savings Bank insured?
Yes. East Cambridge Savings Bank is an FDIC-insured bank (FDIC certificate #90173). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
East Cambridge Savings Bank: frequently asked questions
Is East Cambridge Savings Bank a good bank?
East Cambridge Savings Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.32%).
Is East Cambridge Savings Bank FDIC-insured?
Yes. East Cambridge Savings Bank is a FDIC-insured bank (FDIC certificate #90173). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is East Cambridge Savings Bank?
East Cambridge Savings Bank holds $1.7 billion in total assets, ranking 64th of 91 banks we track in Massachusetts. It operates 12 branches.
Does East Cambridge Savings Bank have CFPB complaints?
No CFPB complaints against East Cambridge Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
