Monson Savings Bank is a bank based in Monson, Massachusetts, established in 1872, with $814 million in total assets across 6 branches. By Trust Grade it ranks 44th of 91 banks we track in Massachusetts. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Monson Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Monson Savings Bank compares to Massachusetts peers
How we graded Monson Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Monson Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 146 Main St, Monson, MA 01057
- 15 Somers Rd, Hampden, MA 01036
- 100 Post Office Park, Wilbraham, MA 01095
- 136 West St, Ware, MA 01082
- 75 Post Office Park, Wilbraham, MA 01095
- 61 N Main St, East Longmeadow, MA 01028
Are deposits at Monson Savings Bank insured?
Yes. Monson Savings Bank is an FDIC-insured bank (FDIC certificate #90245). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Monson Savings Bank: frequently asked questions
Is Monson Savings Bank a good bank?
Monson Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.93%).
Is Monson Savings Bank FDIC-insured?
Yes. Monson Savings Bank is a FDIC-insured bank (FDIC certificate #90245). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Monson Savings Bank?
Monson Savings Bank holds $814 million in total assets, ranking 44th of 91 banks we track in Massachusetts. It operates 6 branches.
Does Monson Savings Bank have CFPB complaints?
No CFPB complaints against Monson Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
