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Greenfield Co-Operative Bank

Greenfield, MA · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Greenfield Co-Operative Bank is a bank based in Greenfield, Massachusetts, established in 1905, with $858 million in total assets across 10 branches. By Trust Grade it ranks 26th of 91 banks we track in Massachusetts. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Greenfield Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$858.0M
$100M–1B institution
Deposits
$756.8M
Branches
10
Capital ratio
11.4%
Top 33% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#26
of 91 banks

How Greenfield Co-Operative Bank compares to Massachusetts peers

Capital ratio
Top 33% of $100M–1B peers
Greenfield Co-Operative
11.4%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Greenfield Co-Operative
0.6%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Greenfield Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greenfield Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 144 Main St, Northfield, MA 01360
  • 277 Federal St, Greenfield, MA 01301
  • 63 Federal St, Greenfield, MA 01301
  • 67 King St, Northampton, MA 01060
  • 18 Amherst Rd, Sunderland, MA 01375
  • 6 Main St, Florence, MA 01062
  • 33-37 Bridge Road, Shelburne Falls, MA 01370
  • 390 College St, Amherst, MA 01002
  • 176 Avenue A, Turners Falls, MA 01376
  • 487 Newton St, South Hadley, MA 01075

Are deposits at Greenfield Co-Operative Bank insured?

Yes. Greenfield Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26397). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greenfield Co-Operative Bank: frequently asked questions

Is Greenfield Co-Operative Bank a good bank?

Greenfield Co-Operative Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.64%).

Is Greenfield Co-Operative Bank FDIC-insured?

Yes. Greenfield Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26397). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Greenfield Co-Operative Bank?

Greenfield Co-Operative Bank holds $858 million in total assets, ranking 26th of 91 banks we track in Massachusetts. It operates 10 branches.

Does Greenfield Co-Operative Bank have CFPB complaints?

No CFPB complaints against Greenfield Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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