Middletown Valley Bank is a bank based in Middletown, Maryland, established in 1908, with $1.2 billion in total assets across 8 branches. By Trust Grade it ranks 17th of 28 banks we track in Maryland. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Middletown Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middletown Valley Bank compares to Maryland peers
How we graded Middletown Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middletown Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 3848 Jefferson Pike, Jefferson, MD 21755
- 3001 Ventrie Ct, Myersville, MD 21773
- 6721 Old National Pike, Boonsboro, MD 21713
- 180 Eastern Blvd N, Hagerstown, MD 21740
- 13418 Marsh Pike, Hagerstown, MD 21742
- 11337 Buchanan Trl E, Waynesboro, PA 17268
- 9 North Market Street, Frederick, MD 21701
- 803 E Main St, Middletown, MD 21769
Are deposits at Middletown Valley Bank insured?
Yes. Middletown Valley Bank is an FDIC-insured bank (FDIC certificate #14017). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middletown Valley Bank: frequently asked questions
Is Middletown Valley Bank a good bank?
Middletown Valley Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.13%).
Is Middletown Valley Bank FDIC-insured?
Yes. Middletown Valley Bank is a FDIC-insured bank (FDIC certificate #14017). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Middletown Valley Bank?
Middletown Valley Bank holds $1.2 billion in total assets, ranking 17th of 28 banks we track in Maryland. It operates 8 branches.
Does Middletown Valley Bank have CFPB complaints?
No CFPB complaints against Middletown Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
