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Bayvanguard Bank

Baltimore, MD · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Bayvanguard Bank is a bank based in Baltimore, Maryland, established in 1873, with $902 million in total assets across 12 branches. By Trust Grade it ranks 19th of 28 banks we track in Maryland. Its capital ratio of 18.0% is stronger than 95% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Bayvanguard Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$901.6M
$100M–1B institution
Deposits
$686.6M
Branches
12
Capital ratio
18.0%
Top 5% of $100M–1B peers · Maryland median 11.3%
Return on assets
0.5%
Bottom 12% of $100M–1B peers · Maryland median 0.97%
Rank in Maryland
#19
of 28 banks

How Bayvanguard Bank compares to Maryland peers

Capital ratio
Top 5% of $100M–1B peers
Bayvanguard Bank
18.0%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Bayvanguard Bank
0.5%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Bayvanguard Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (18.0% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bayvanguard Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 803 Woods Rd, Cambridge, MD 21613
  • 100 Pine St, Hurlock, MD 21643
  • 5525 Eastern Avenue, Baltimore, MD 21224
  • 921 E Fort Ave, Baltimore, MD 21230
  • 304 High St, Cambridge, MD 21613
  • 8639 Belair Rd, Baltimore, MD 21236
  • 125 Mountain Rd, Pasadena, MD 21122
  • 1920 Rock Spring Rd, Forest Hill, MD 21050
  • 7114 N Point Rd, Baltimore, MD 21219
  • 532 Eastern Blvd, Baltimore, MD 21221
  • 501 Idlewild Ave, Easton, MD 21601
  • 8707 Commerce Dr, Easton, MD 21601

Are deposits at Bayvanguard Bank insured?

Yes. Bayvanguard Bank is an FDIC-insured bank (FDIC certificate #32527). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bayvanguard Bank: frequently asked questions

Is Bayvanguard Bank a good bank?

Bayvanguard Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Profitable (ROA 0.46%).

Is Bayvanguard Bank FDIC-insured?

Yes. Bayvanguard Bank is a FDIC-insured bank (FDIC certificate #32527). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bayvanguard Bank?

Bayvanguard Bank holds $902 million in total assets, ranking 19th of 28 banks we track in Maryland. It operates 12 branches.

Does Bayvanguard Bank have CFPB complaints?

No CFPB complaints against Bayvanguard Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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