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Cfg Bank

Lutherville, MD · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cfg Bank is a bank based in Lutherville, Maryland, established in 1997, with $5.7 billion in total assets across 3 branches. By Trust Grade it ranks 3rd of 28 banks we track in Maryland. Its capital ratio of 11.2% is stronger than 66% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Cfg Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.7B
$1B–10B institution
Deposits
$5.0B
Branches
3
Capital ratio
11.2%
Top 34% of $1B–10B peers · Maryland median 11.3%
Return on assets
1.6%
Top 25% of $1B–10B peers · Maryland median 0.97%
Rank in Maryland
#3
of 28 banks

How Cfg Bank compares to Maryland peers

Capital ratio
Top 34% of $1B–10B peers
Cfg Bank
11.2%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $1B–10B peers
Cfg Bank
1.6%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Cfg Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cfg Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1615 Thames St, Baltimore, MD 21231
  • 11 W Ridgely Rd, Lutherville, MD 21093
  • 107 Forbes St, Annapolis, MD 21401

Are deposits at Cfg Bank insured?

Yes. Cfg Bank is an FDIC-insured bank (FDIC certificate #34294). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cfg Bank: frequently asked questions

Is Cfg Bank a good bank?

Cfg Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.59%).

Is Cfg Bank FDIC-insured?

Yes. Cfg Bank is a FDIC-insured bank (FDIC certificate #34294). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cfg Bank?

Cfg Bank holds $5.7 billion in total assets, ranking 3rd of 28 banks we track in Maryland. It operates 3 branches.

Does Cfg Bank have CFPB complaints?

No CFPB complaints against Cfg Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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First United Bank & Trust
bank · Oakland, MD · $2.0B assets
Eaglebank
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Rosedale Bank
bank · Nottingham, MD · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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