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Shore United Bank, National Association

Easton, MD · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Shore United Bank, National Association is a bank based in Easton, Maryland, established in 1876, with $6.2 billion in total assets across 40 branches. By Trust Grade it ranks 4th of 28 banks we track in Maryland. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Shore United Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.2B
$1B–10B institution
Deposits
$5.5B
Branches
40
Capital ratio
10.6%
Top 44% of $1B–10B peers · Maryland median 11.3%
Return on assets
1.2%
Bottom 49% of $1B–10B peers · Maryland median 0.97%
Rank in Maryland
#4
of 28 banks

How Shore United Bank, National Association compares to Maryland peers

Capital ratio
Top 44% of $1B–10B peers
Shore United
10.6%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $1B–10B peers
Shore United
1.2%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Shore United Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shore United Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (40)

  • 210 Marlboro Ave, Easton, MD 21601
  • 1013 S Talbot St, St. Michaels, MD 21663
  • 8275 Elliott Rd, Easton, MD 21601
  • 408 Thompson Creek Rd, Stevensville, MD 21666
  • 2609 Centreville Rd, Centreville, MD 21617
  • 22151 Wes St, Ridgely, MD 21660
  • 698a N Dupont Blvd, Milford, DE 19963
  • 10321 Southern Maryland Blvd, Dunkirk, MD 20754
  • 25395 Pt Lookout Road, Leonardtown, MD 20650
  • 22730 Three Notch Rd, Lexington Park, MD 20653
  • 101 Drury Dr, La Plata, MD 20646
  • 8010 Matthews Rd, Bryans Road, MD 20616
  • 413 Crain Hwy S, Glen Burnie, MD 21061
  • 18 E Dover St, Easton, MD 21601
  • 6050 Marshalee Dr, Elkridge, MD 21075
  • 850 S 5th Ave, Denton, MD 21629
  • 30165 Three Notch Rd, Charlotte Hall, MD 20622
  • 9612 Reisterstown Rd, Owings Mills, MD 21117
  • 1101 Maiden Choice Ln, Baltimore, MD 21229
  • 300 Castle Marina Rd, Chester, MD 21619
  • 3035 Leonardtown Rd, Waldorf, MD 20601
  • 424 Dorchester Ave, Cambridge, MD 21613
  • 200 Market Square Dr, Prince Frederick, MD 20678
  • 899 Washington Ave, Chestertown, MD 21620
  • 202 Centennial Street, La Plata, MD 20646
  • 3083 Solomons Island Rd, Edgewater, MD 21037
  • 4580 S Dupont Hwy, Camden, DE 19934
  • 11725 Rousby Hall Rd, Lusby, MD 20657
  • 1917 West St, Annapolis, MD 21401
  • 800 S Governors Ave, Dover, DE 19904
  • 109 N Commerce St, Centreville, MD 21617
  • 425 William St, Fredericksburg, VA 22401
  • 589 Benfield Rd, Severna Park, MD 21146
  • 5401 Southern Maryland Blvd, Lothian, MD 20711
  • 12905b Ocean Gtwy, Ocean City, MD 21842
  • 2151 Defense Hwy, Crofton, MD 21114
  • 5831 Plank Rd, Fredericksburg, VA 22407
  • 3409 Coastal Hwy, Ocean City, MD 21842
  • 19358 Miller Rd, Rehoboth, DE 19971
  • 120 W Main St, Felton, DE 19943

Are deposits at Shore United Bank, National Association insured?

Yes. Shore United Bank, National Association is an FDIC-insured bank (FDIC certificate #4832). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shore United Bank, National Association: frequently asked questions

Is Shore United Bank, National Association a good bank?

Shore United Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.22%).

Is Shore United Bank, National Association FDIC-insured?

Yes. Shore United Bank, National Association is a FDIC-insured bank (FDIC certificate #4832). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Shore United Bank, National Association?

Shore United Bank, National Association holds $6.2 billion in total assets, ranking 4th of 28 banks we track in Maryland. It operates 40 branches.

Does Shore United Bank, National Association have CFPB complaints?

No CFPB complaints against Shore United Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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